• Agency Jumbo Feature Loan Program
• Jumbo Solution Mortgage

Agency Jumbo Feature Loan Program

Homeownership in high-cost areas has just gotten more affordable thanks to the permanent loan limit increases on fixed and adjustable rate mortgages (ARM)¹. SunTrust Mortgage can help you obtain financing for larger loan amounts.

• Loan amounts up to $625,500 for 1-unit properties (available in designated metropolitan area)
• Available for purchases and rate/term refinances on primary residences, second/vacation
  homes and investment properties; or for cash-out refinances on primary residences
• Conventional jumbo mortgages available with a fixed or a variable interest rate
• Interest-only option available²
• No penalty for prepaying your loan
• Attractive rates- usually lower than standard jumbo (non-conforming) financing

All loans are subject to credit approval.
¹ Adjustable Rate Mortgage (ARM) products have interest rates that may increase after consummation.
² Monthly payments of interest only will not reduce the principal owed.

To see examples of monthly payment terms, view our APR Examples.

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Jumbo Solution Mortgage

SunTrust Mortgage offers a Jumbo Solution second mortgage as an alternative to traditional jumbo financing.

• Maximize borrowing power by combining a conventional fixed rate or adjustable rate¹ first mortgage with a fixed rate Jumbo Solution second mortgage for combined financing of up to 80%² of a primary residence
• Financing for jumbo loan amounts (greater than $417,000) without the higher interest rate usually associated with traditional jumbo financing
• Maximum combined loan amount of up to $1,129,750³
• No penalty for prepaying your loan

¹Adjustable Rate Mortgage (ARM) products have interest rates that may increase after consummation.
²A larger down payment may be required if the property is located in a declining market and/or is a warrantable condominium.
³Maximum combined loan amount will vary based on the location of the subject property and whether it falls within a HUD-designated high cost area.

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